Have you recently experienced a hailstorm on or around your home? While looking at the various damage on your property, have you considered the fact that your roof may also have been damaged by the hail? It's extremely common for hail to damage a roof, but many insurance companies won't even suggest the possibility unless you are the one to bring it up first. Since your roof seems to look intact from the ground, you may be wondering if it's even worth the hassle of contacting a roofer and trying to get the insurance company to pay for the repairs. There are a number of reasons why you need to do this.
Subtle damage: As previously mentioned, roof hail damage is often invisible from ground level. What the hail does is knock the small bits of aggregate free of the shingles themselves. These tiny colored pebbles don't just give your shingles their color; they also help protect the shingle itself from the sun and other weather effects. Larger hailstones may even cause small tears in the shingles, which will allow water to seep through when it's raining. Unless you have a professional inspect your roof, you have no way of knowing whether or not to be worried about these things.
Time-delayed effects: Because the damage caused by a hailstorm can be so subtle, you may not see actual leaks inside of your house for weeks or even months. By this time, you may have nearly forgotten about the storm, and your insurance company is going to be even less likely to compensate you for the roof hail damage that caused this leak. Unless you've got a lot of money set aside, you may have to take out a loan just to be able to pay for these potentially costly repairs. The sooner you get it taken care of, even if insurance refuses to fully compensate you, the less money you'll spend out of your own pocket.
Insurance assistance: Since many insurance companies will compensate you for damage to your roof caused by hail but may be reluctant to offer this financial assistance, it's important to get the assistance of an experienced roofer right away. They are often experts at proving that there is roof hail damage, not just normal wear and tear, and that the insurance company needs to pay out for repairs. If you wait, this evidence can get lost or obscured by time so that even the best roofer may not be able to prove that the damage was caused by a hailstorm.
For help with your roof, contact a company like Rocky Mountain Roofers & Gutters.Share